Alternatives to Foreclosure
Let Our Orlando Foreclosure Defense Lawyer Provide Seasoned Advice
Many homeowners throughout the Orlando area have found themselves faced with difficulty in paying their mortgages. Many of these people owe more on their homes than the properties are currently worth. If you are struggling to pay your debts, you may consider the options of a short sale, deed-in-lieu of foreclosure, government program, and other alternatives.
Our Clients Share Their Stories
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Kept me at ease.
“This firm eased my worries. They stayed on top of everything. Even during COVID. They were extremely patient with me. Kept me in the loop. Explored all my options. Their prompt and detailed service was much appreciated. Their customer service was very kind. Their price for service was reasonable. Loved the payment plan options they provided. Thank you for all you have done for me regarding the foreclosure case. I would recommend them to any and everyone”
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Very pleasant and polite.
“Very pleasant and honest. Was not the correct specialist for my situation but took his time and provide me with information to seek out an attorney who could help.”
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Awesome
“Ben, You and your team saved me from foreclosure . The idea of this ever happening to me was unfathomable . It brought me to my knees , but you turned that around for me. The referral for a real estate agent, Tonya Giddens was a blessing. She is amazing! I could not have managed this very difficult time without her. I trusted her from the very first time she spoke with me. Thank you so very much for representing me . You and your team were very responsive to me and very professional . I so appreciated that. I hope you all have a happy and prosperous new year!”
Alternatives to Foreclosure
Short Sale Attorney in Orlando
What is a short sale? In a short sale, a house is sold for fair market value. In many cases, the value is less than the amount owed on the mortgage. For that reason, the mortgage lender will need to agree to accept the short sale amount. If the mortgage lender is willing to take this action, it could be a profitable option for a homeowner who is struggling.
At Haynes Law Group we can analyze the short sale option for you and help you understand whether it is favorable for your situation. We can guide you through the steps of how to conduct a short sale and assist with the legal and tax consequences of this process. Our firm's foreclosure defense lawyers in Orlando have the resources available to assist you through each stage of the process and help you pay off the loan for an amount that is lower than what is owed.
Deed-in-Lieu of Foreclosure in Florida
If you have only one mortgage, you could get this loan forgiven by transferring your property over to the lender, who would then be tasked with the responsibility of selling the property. In other words, if you relinquished ownership of your home, the lender would not foreclose on you. This option is only possible, however, if you can convince your lender to agree to these terms. An experienced foreclosure defense lawyer could assist you in these vital negotiations. Call us today to find out if getting a deed in lieu of foreclosure is a viable route for you to take.
Other Foreclosure Defense Options in Florida
You could qualify for certain government programs that could exempt you from the sale of your property, such as the Home Affordable Modification Program (HAMP). This and similar options provided by the federal government could be available in your situation, including programs specifically made available to veterans.
Contact an Orlando foreclosure defense attorney from our firm right away to set up your free consultation. We can evaluate your circumstances to determine whether or not you qualify for these exemptions or any other alternative to foreclosure in Florida.
We Represent Individuals Considering a Short Sale & Other Foreclosure Alternatives
If you are a Florida homeowner who is having difficulty paying off your mortgage, our firm is here to help you assess all available options. We provide our clients with free consultations to better understand their situations and avoid having lenders foreclose on them. Take immediate action today to find out how we can help you. We offer powerful, professional, and caring representation to individuals who are considering the option of a short sale or other foreclosure alternatives.
